Car insurance or truck insurance
You can't drive your new (or old) wheels without
car insurance. Fortunately, it really is possible to save money by
shopping around--perhaps a lot of money! Yes, it does require some
effort, and some tolerance for rather boring forms on web
sites, but they don't take long to complete, and you could be earning the
equivalent of a couple hundred dollars per hour for your time,
considering the money you might save.
Get a quote from at least 3 companies. It's free, and you will get faster
at the process each time. Having a few quotes to
compare will help you choose the winning company,
and will get you the best price.
One of the leading car insurance sites, Progressive
is dedicated to online technologies. Besides giving free quotes, their
site also provides a useful comparison chart for the main insurance
companies in about 20 U.S. states.
InsWeb's slogan is "Lower your insurance costs,
not your expectations", and they live up to that claim. They encourage
comparison shopping, and can provide quote comparisons from about 30
companies at once. They also have a number of tools and well-written
articles about auto insurance for vehicle owners.
You might guess from its name that this is a comparison-making company,
but a free quote from Esurance is a quote from an actual car insurance company.
They claim to have made it easier to change
insurers, by using their "Hassle-Free Switching" feature.
How to save money on car insurance
Here are a few things to think about before you insure your car:
- Check to see what your state's requirements are for minimum
insurance levels.
- Evaluate your assets. How much coverage do you really need?
- Have at hand a copy of your current insurance coverage. How much
are your premiums now?
- Gather all other forms you may need, such as your drivers license,
and vehicle registration.
- Make sure you fill out each company's quote form with the same
data, so that you can compare their prices easily.
- When you choose one or two best companies, call them up and
ask about possible discounts. Then finalize the details and cancel your
old insurance policy.
- Celebrate your smarts for saving money!
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